Middle District of Georgia - Jonathan W. DeLoach


If You Mail Your Payment

If you mail payments to our lockbox, DO NOT USE EXPRESS OR OVERNIGHT MAIL. These delivery methods will cause delays in the processing of your payment, and may result in the mail being returned to you, undelivered. If you are under a payment deadline, you should contact your attorney for assistance.

  To have your payment post to your case on the next business day click HERE.

A Note About Payments and Your Case

If you are making payments by money order or cashier’s check, we strongly recommend that you take advantage of our ePay online payment program. No matter what method of payment is used, you should always keep your receipts.

You should also verify each month that all payments sent by you, or your employer, have been correctly posted to your case. You may do this by visiting the National Data Center. Due to potential mistakes inherent in the handling of mailed payments, this is the only way to be sure that your payments have been properly applied to your case each month.

Epay Online

If your case shows that it is confirmed on our system, you may be able to make your payment using our ePay Online Payment Program.

Find out more

Online Case Access

The National Data Center offers easy case tracking for Debtors, Debtor Attorneys, and Creditors.

Debtors who use the NDC to track their case are more likely to successfully complete it.

Find out more

  Mission Statement

The mission of this Office is to assist and maintain Chapter 13 Bankruptcy filings as required by the U.S. Trustee, to include debtors, creditors, attorneys and the judiciary system. We are responsible for the effective and efficient management of all monies received throughout the duration of the bankruptcy, including accurate and timely repayment to creditors. We strive to provide dedicated and professional service to meet customer satisfaction in a dependable and consistent manner.

  Pledge of Excellence

Standing Trustees are committed to excellence and to providing a high level of trust and service to chapter 13 debtors and creditors. Creditors, debtors, attorneys, judges and others who come into contact with Standing Trustees are entitled to service which adheres to the highest standards of professional, moral and ethical conduct.

  1. The trustee's office should be open and operating Monday through Friday during regular business hours.
  2. The trustee should have a system in place to promptly respond in a meaningful manner to inquiries from debtors, creditors, attorneys, and other interested parties.
  3. If the trustee is not personally available, the trustee should have competent staff available to assist or to respond to inquiries.
  4. The trustee should work to ensure that debtors comply with their obligations under the Bankruptcy Code and Rules.
  5. The trustee should work to ensure that debtors comply with the provisions of their plan and should take appropriate action if the debtor fails to commence plan payments when required or if there is a subsequent default in plan performance.
  6. The trustee should maintain a system which efficiently tracks the progress and the receipts and disbursements in every chapter 13 case, from the time it is filed until the case is closed.
  7. The trustee should have a system to timely and accurately record all receipts and disbursements on the appropriate debtor ledger.
  8. The trustee should disburse plan payments to creditors on a monthly basis, and should have procedures in place to properly classify and pay creditors' claims, and to detect and recover any erroneous payments.
  9. The trustee should ensure that all trust account ledgers and accounts are balanced on a monthly basis, and should have a procedure to regularly review all cases with significantly large balances on hand or other fund irregularities.
  10. The trustee should maintain a reasonably comprehensive system of internal controls over accounting and office operations, both paper and electronic, to safeguard estate assets and trust funds.


  Office Address

1031 Front Avenue
Columbus, GA 31901

Phone: (706) 327-4151
Fax: (706) 327-4277

  Hours of Operation

Monday - Friday
8:00am - 4:30pm

  Payment Address

Chapter 13 Trustee - COLS
P.O. Box 116347
Atlanta, GA 30368-6347
For best service, please send all payments to this address.

  Mailing Address

Chapter 13 Trustee
P.O. Box 1907
Columbus, GA 31902